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Now is an exceptional time to be buying a home, especially if you haven’t owned a home in a while. I just helped a family into a home that sold for about $650 k a few years ago and they got in for $345 k at 4.75% 30yr. fixed rate and $8000 from their wealthy old Uncle (Sam) since they hadn’t owned a home for over 3 years. How can you beat that!?! There are also credits for purchasing new construction homes that can be added on top of the $8000 or received separately. In addition, there is a new credit for homeowners that have owned their home for several years, just so no one is left out!
